主题：The Regional Power: Consumption Response to Local Dishonest Judgment Debtors
主讲人：贺佳 南开大学
时间：2024年11月1日（周五）下午15:00-16:30
地点：威尼斯欢迎你welcome石牌校区威尼斯欢迎你welcome大楼（中惠楼）305室
摘要
Using transaction-level credit card spending from a leading Chinese commercial bank, we found that the government's disclosure of Local Dishonest Judgment Debtors information reduces local consumer spending, particularly those living near the courts. These findings highlight how publicly shared information impacts economic decision-making in significant ways. We also show that consumers reduce their consumption by 10.39% when the number of Local Dishonest Judgment Debtors increases by one percentage point. The consumption response is spatially highly concentrated, immediate, and not persistent. Additionally, our findings cannot be explained by changes in personal background risks and macroeconomic status. Rather than a decrease in credit supply, we find that the number of Local Dishonest Judgment Debtors triggers an active downward adjustment in consumption through a decrease in credit demand.
主讲人简介
贺佳，南开大学金融学院长任教授，副院长，博士生导师，教育部“国家青年人才项目”计划入选者，亚洲金融与经济研究局（ABFER）Fellow，南开大学“百名青年学科带头人”。研究领域为房地产金融、家庭金融、消费金融。在Journal of Financial Economics, Review of Financial Studies, Management Science, Review of Finance等杂志公开发表论文多篇。多次获得国内外金融领域学术奖励，如PWC3535最佳论文奖，Global Social Science Institute (GSSI) International Real Estate Review最佳论文奖，中国国际风险论坛最佳论文奖，中国金融学术年会最佳论文奖，亚洲房地产学会最佳论文奖，南开大学首届科学研究青年创新奖等。荣获天津市青年五四奖章和南开大学青年五四奖章。
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校对| 马艺丹
责编| 彭 毅
初审| 陈 鹏
终审发布| 何凌云
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